Medicare Stress Free!!!

Medicare Stress Free!!!Medicare Stress Free!!!Medicare Stress Free!!!
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Medicare Stress Free!!!

Medicare Stress Free!!!Medicare Stress Free!!!Medicare Stress Free!!!
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Arizona Only Broker

Arizona Only BrokerArizona Only BrokerArizona Only Broker

Every option for your unique needs!

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About Me

Get to know

 

My name is Sheri Younker and I specialize in Senior Medicare products along with affordable health insurance on the marketplace. This includes Medicare Supplements, Medicare Advantage and Part D prescription plans for Medicare. I represent multiple carriers so I can find the right fit for YOU! There is no “One size fits all plan” for anyone, so I find out what your needs are and recommend products that fit those needs. I don’t charge anything for my services. That is Correct, it is FREE. The Carriers pay commission for which ever product you like. My job as a Medicare broker, if you allow me; is to provide you with choices that will be the best fit for your income, health and life style. I don’t just want to help you get started though, I am here to answer your concerns all year long and to make sure that you have the correct plan each year based upon plan changes.

Here is a little about me. I have made Mesa my home for over 40 years with the love of my life Steve. We raised two great girls who have grow up, moved on and have families of their own. Their spot has been filled by our 2  black lab.

I got started in the business in a rather unique way. I have been a licensed Massage Therapist for over 28 years. My company is Stress Management By Sheri. Many of my clients were stressed out nearing the end of the year and asked me if I knew anything about Medicare. They were so confused with so many options that I wanted to help them out. In 2008 I studied hard and became a licensed insurance agent here in the state of Arizona. I only sell health insurance. I am not using Medicare to get to you investment portfolio. It has been a very rewarding career helping my senior clients and others navigate the Health Insurance Maze

Let me help you out. Maybe you are still working, there may be questions that still need to be addressed. Is my employer insurance making me go on Medicare? If not how do I defer it? Is Medicare better than my employee plan? What happens if I want to go on Medicare and not take Social Security? All of these are great questions that I can help you answer. Remember my company is Stress Management and that is exactly what I want to do for you. So instead of spending hours wading thru all that Medicare mail make one call for all your health insurance needs.

email

Still More to Come

Indemnity plans

Indemnity plans

Indemnity plans

Extra Insurance that pays you cash to cover high co-pay items

Will have link soon

Events

Indemnity plans

Indemnity plans

Turning 65 want to attend a 101 class

text or email and we can get an invite out to next class


Testimonials

Indemnity plans

Testimonials

Want to share your experience as my client?


AEP

The Big News

Testimonials

Oct 15 will be here before you know it

Don't forget to read your ENOC when you get it in Sept.

(Next years changes in present plan )

Send me an email if you need to look at other options

The Big News

The Big News

The Big News

Will have an actual office 

Your Medicare Store

1235 S Gilbert suite 14

Mesa Az 85204

Questions??

The Big News

The Big News

Message me your need to know questions and I will be adding then to an question answer page

contact me

Your Needs

My Commitment

 It is my hope to help you navigate the stressful world of health insurance. I am a broker so I DO NOT work for any particular company. Yes they pay me to represent them, but YOUR interests are my NUMBER ONE GOAL. I am here to form a relationship to help you not just presently, but also in the future. For we all know nothing stays the same and that goes for our needs as for as health insurance. My services are always FREE to you the client the insurance companies compensate 

Need Coverage

I specialize in Medicare products giving you all the education to understand and make an informed choice on what is best for you! Along with that I help people who aren't quite Medicare eligible  find insurance plans if they don't have insurance thru an employment

Market Choices

I am trained & certified in almost every plan available in Az. allowing you not to STRESS.  I can provide you ever option available for your needs  now and any changes in your needs for the future.

Market Choices

I am trained & certified in almost every plan available in Az. allowing you not to STRESS.  I can provide you ever option available for your needs  now and any changes in your needs for the future.


  
We do not offer every plan available in your area. Currently we represent 9 organizations which offers 225  products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. 

Parts of Medicare

Part A

Part A

Part A

  •  What is Part A
  • Hospital care
  • Skilled nursing facility care
  • Nursing home care (as long as custodial care isn't the only care you need)
  • Hospice
  • Home health services
  • Cost is usually 0$ if you or your spouse have worked for 10 yrs   


Part B

Part A

Part A

What is Part B

  • Clinical research  
  • Ambulance services
  • Durable medical equipment (DME)
  • Mental health
    • Inpatient
    • Outpatient
    • Partial hospitalization
  • Getting a second opinion before      surgery

Limited outpatient prescription      drugs

  Most people pay the Part B premium of $174.70 each month in 2024 

Part D

Part A

Part D

  Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.

To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

Part C

  

Medicare Advantage Plans cover all Medicare services

What is a Medicare health plan? A plan offered by a private company that contracts with Medicare to provide Part A and Part B benefits to people with Medicare who enroll in the plan. Medicare health plans include all Medicare Advantage Plans, Medicare Cost Plans, Demonstration/Pilot Programs, and Programs of All-inclusive Care for the Elderly (PACE).  

In all types of Medicare Advantage Plans, you're always covered for emergency and urgently needed care. Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you're in a Medicare Advantage Plan.

Most plans have no premium and is paired with a hospital Indemnity ( see supplemental insurance)

most high copays are covered!!

​

Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you usually don't have to pay a monthly premium for the Medicare Advantage Plan.

Find out more

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Personalized coverage now and all year long!

Please send us a message if you have any questions.  



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