Every option for your unique needs!
My name is Sheri Younker and I specialize in Senior Medicare products along with affordable health insurance on the marketplace. This includes Medicare Supplements, Medicare Advantage and Part D prescription plans for Medicare. I represent multiple carriers so I can find the right fit for YOU! There is no “One size fits all plan” for anyone, so I find out what your needs are and recommend products that fit those needs. I don’t charge anything for my services. That is Correct, it is FREE. The Carriers pay commission for which ever product you like. My job as a Medicare broker, if you allow me; is to provide you with choices that will be the best fit for your income, health and life style. I don’t just want to help you get started though, I am here to answer your concerns all year long and to make sure that you have the correct plan each year based upon plan changes.
Here is a little about me. I have made Mesa my home for over 37 years with the love of my life Steve. We raised two great girls who have grow up, moved on and have families of their own. Their spot has been filled by our large black lab.
I got started in the business in a rather unique way. I have been a licensed Massage Therapist for over 28 years. My company is Stress Management By Sheri. Many of my clients were stressed out nearing the end of the year and asked me if I knew anything about Medicare. They were so confused with so many options that I wanted to help them out. In 2008 I studied hard and became a licensed insurance agent here in the state of Arizona. I only sell health insurance. I am not using Medicare to get to you investment portfolio. It has been a very rewarding career helping my senior clients and others navigate the Health Insurance Maze
Let me help you out. Maybe you are still working, there may be questions that still need to be addressed. Is my employer insurance making me go on Medicare? If not how do I defer it? Is Medicare better than my employee plan? What happens if I want to go on Medicare and not take Social Security? All of these are great questions that I can help you answer. Remember my company is Stress Management and that is exactly what I want to do for you. So instead of spending hours wading thru all that Medicare mail make one call for all your health insurance needs.
Extra Insurance that pays you cash to cover high co-pay items
Will have link soon
Turning 65 want to attend a 101 class
text or email and we can get an invite out to next class
Want to share your experience as my client?
Oct 15 will be here before you know it
Don't forget to read your ENOC when you get it in Sept.
(Next years changes in present plan )
Send me an email if you need to look at other options
Will have an actual office
Your Medicare Store
1235 S Gilbert suite 14
Mesa Az 85204
Message me your need to know questions and I will be adding then to an question answer page
It is my hope to help you navigate the stressful world of health insurance. I am a broker so I DO NOT work for any particular company. Yes they pay me to represent them, but YOUR interests are my NUMBER ONE GOAL. I am here to form a relationship to help you not just presently, but also in the future. For we all know nothing stays the same and that goes for our needs as for as health insurance. My services are always FREE to you the client the insurance companies compensate
I specialize in Medicare products giving you all the education to understand and make an informed choice on what is best for you! Along with that I help people who aren't quite Medicare eligible find insurance plans if they don't have insurance thru an employment
I am trained & certified in almost every plan available in Az. allowing you not to STRESS. I can provide you ever option available for your needs now and any changes in your needs for the future.
I am trained & certified in almost every plan available in Az. allowing you not to STRESS. I can provide you ever option available for your needs now and any changes in your needs for the future.
We do not offer every plan available in your area. Currently we represent 9 organizations which offers 225 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
What is Part B
Limited outpatient prescription drugs
Most people pay the Part B premium of $174.70 each month in 2024
Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.
Medicare Advantage Plans cover all Medicare services
What is a Medicare health plan? A plan offered by a private company that contracts with Medicare to provide Part A and Part B benefits to people with Medicare who enroll in the plan. Medicare health plans include all Medicare Advantage Plans, Medicare Cost Plans, Demonstration/Pilot Programs, and Programs of All-inclusive Care for the Elderly (PACE).
In all types of Medicare Advantage Plans, you're always covered for emergency and urgently needed care. Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you're in a Medicare Advantage Plan.
Most plans have no premium and is paired with a hospital Indemnity ( see supplemental insurance)
most high copays are covered!!
Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you usually don't have to pay a monthly premium for the Medicare Advantage Plan.
Please send us a message if you have any questions.
I am always a text or voice mail away and will respond as quickly as possible
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